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Pat Sherman: The Critical Difference in Dayton Area Real Estate.
Welcome! Here You Can Find Great Information on Centerville/Washington Township, Kettering, Springboro/Clearcreek Township, Beavercreek, Bellbrook/Sugarcreek Township, and Oakwood
Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.
Need local real estate information? We've summarized much of what is important about the Dayton area real estate market in this site.
Need expert advice? No web site, large or small, can take the place of a #1 Expert REALTOR®. This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.
Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORS®. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As top Dayton area REALTORS®, we have the experience and track record you are looking for. Please let us help.
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There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
Pat Sherman & Company Irongate Inc., Realtors 4433 Far Hills Ave Kettering, OH 45429 Office: 937.298.0606 Toll Free: 800.492.0160 Cell: 937.609.3100 Fax: 937.535.0771 PSC@PatSherman.com
Visit my other website at www.patsherman.com
Look for results & you’ll find us.
We are the Real Estate Team that can do anything.
Pat has sold 6000+ homes in Dayton’s communities. Medical & business
relocation or moving nearby, we know the market, listen to your dreams, take
them to heart, and then deliver.
Before you make a wrong move…..
Talk to Pat first.
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